Bankruptcy Law

If your debts are keeping you awake at night, don't put off calling us another day.

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Frequently Asked Questions

What is Bankruptcy?

Bankruptcy is a form of legal protection that keeps creditors from collecting on debt while the bankruptcy court determines the case. In most cases, a bankruptcy case begins when a debtor (or usually the debtor’s attorney) files a petition with the court, along with many different schedules, statements and other required documents. It ends when the case is closed by the judge.

How Much Does Bankruptcy Cost?

We charge $1485 (including all fees and costs) for a Chapter 7 bankruptcy. Extra fees may apply to extremely complicated cases.

How Does Bankruptcy Help Me?

Bankruptcy gives clients instant relief in the form of a thing called the “Automatic Stay”. This is a court order that goes out to all creditors after a bankruptcy filing and it makes it illegal for any creditor to make any attempt to collect on almost any typical consumer debt. Creditors can get in BIG trouble for violating the automatic stay and so such violations are very rare. During your case, creditors attempting to collect on debts cannot call clients, write them, sue them, garnish their wages or bank accounts, or foreclose or repossess any property without first getting the court’s permission.

At the end of the successful bankruptcy case, debtors receive a discharge of their debts. This means that the federal court has ruled that no creditor can ever collect on these debts again.

So, in a nutshell, a bankruptcy case means instant relief and a fresh financial start.

Still Curious?

Declaring bankruptcy can protect you and your family from creditors. Our knowledge and expertise with Chapter 7 bankruptcy cases to advise you and get you on the road to a happy and healthy financial future. Most of our clients discharge ALL of their debts and keep ALL of their property.

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I think I might be charged with a crime soon. What should I do?

Stay quiet! Make no statement to anybody, especially to any law enforcement officers. Contact an attorney immediately for advice.

What is the difference between an infraction, a misdemeanor and a felony?

An infraction is not really a criminal charge – though it is an accusation that you violated a law. Infractions usually involve allegations of violating traffic laws like speeding or running a stop sign. You can’t go to jail or prison if you are convicted of an infraction, but you can be fined and earn DMV demerit points that can result in license suspension and insurance rate increases or cancellation.

A misdemeanor is crime that can result in 12 months of jail or less and/or a fine of $2500 or less. Misdemeanors come in classes – Class 1 and Class 2 misdemeanors are punishable by jail, while Class 3 and Class 4 misdemeanors are punishable by fines. Misdemeanor convictions are recorded on your criminal record.

A felony is crime that can result in a punishment of death or one year or more of incarceration in the Department of Corrections. Most felonies come in classes, from Class 1 to Class 6, with Class 1 being the most serious felony and punishable by death and Class 6 being the least serious felony punishable by a maximum of 5 years imprisonment and/or a fine of $2500.

Can Your Firm Handle My Case?

Absolutely! We have handled many hundreds of criminal and traffic cases, from simple speeding tickets to first-class murder cases. We have experience in defending clients accused of drug crimes, sex crimes, theft crimes, property crimes, gun crimes, assault and battery, malicious wounding, traffic crimes and more. If you need aggressive representation, call us now!

Need Our Help?

Being accused of a crime is no small matter. Make sure you have good, experienced representation. Whether you’ve been accused of murder or just dealing with a speeding ticket, we’re always here to help.

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I am not a legal resident of the United States, but want to become one. How do I do it?

It depends on your particular circumstances, including when you entered the United States, how you entered, whether or not you had a visa at the time of entry, they type of visa you had, your family circumstances, your criminal and traffic record, and many other factors. Immigration law is very complex and is constantly changing. If you have an immigration concern, you should call to arrange for a free consultation so that we can address the special requirements of your case.

Can the government detain me before a hearing in the immigration court? What is a detainer?

Yes, the government can (and frequently does) detain individuals pending their hearings in the immigration courts. Most of the people who are detained have criminal records. A detainer is a request from the federal government to a local law enforcement agency to hold you in custody until the federal agents can pick you up and transfer you to a federal detention center. If you or a relative is subject to a detainer or has been detained, you should seek legal help immediately.

What types of relief are available to fight deportation?

There are many ways to fight deportation. A few of these are through applications for asylum, withholding of deportation, family petitions and related status changes and more. You should meet with a lawyer to discuss the options available to you.

Get Help Now

Immigration law is complicated, but our firm is experienced in wading through the waters of deportation, visa issues, and status applications. Let us help you and your family.

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We're Here to Help

Our goal is to make sure that you get the legal help you need.

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Where We Are

1601 Timberlake Rd. Lynchburg(434) 845-4529mv@vbclegal.com

Opening hours

Monday-Friday9:00 - 5:00
Saturday and SundayClosed